Modulis › Free calculators › What's left after bills?
What's left after bills?
Budget by paycheck, not by month. Bills due before your following payday are placed on this one. Sample numbers are filled in, replace them with yours.
FreeNo signupAny currencyRuns in your browser
Your numbers
Up to 8 bills here. The full budget takes 30, over 12 paychecks.
Your bills
BillAmountDue day of month
Estimates for planning, not financial advice.
Go further with AfterBills Paycheck Budget
The full spreadsheet, for Excel and Google Sheets. Instant download, no account.
- Up to 30 bills, each placed on the paycheck that covers it
- Your next 12 paychecks, with an OK, Tight or Short status
- The tightest paycheck ahead, so you see it coming
Questions people ask
Why budget by paycheck instead of by month?
Because bills are due on dates, not on months. If rent is due on the 1st and you are paid on the 25th, the 25th paycheck has to cover it. A monthly budget can look fine on paper while one paycheck is short. Budgeting per paycheck shows the gap before it happens.
Which bills count on this paycheck?
Every bill due on or after this payday and before the next one. A bill due on the next payday belongs to that paycheck.
What do OK, Tight and Short mean?
Short: the bills are bigger than the paycheck, you need a plan now. Tight: less than a quarter of the paycheck is left after bills and savings. OK: more than a quarter is left.
Does the full spreadsheet plan further ahead?
Yes. AfterBills places up to 30 bills on the right paychecks for the next 12 paydays, flags each one OK, Tight or Short, and points at the tightest one ahead. It works in Excel and Google Sheets.